Questor Insurance Reviews

Questor Insurance's popular products and services are centered around vehicle hire excess insurance and travel insurance. They offer excess insurance for a range of hired vehicles, including cars, vans, motorhomes, and minibuses. For owned vehicles, they provide excess insurance for private cars, young drivers, and motorcycles. Their travel insurance options cater to various needs, providing comprehensive coverage for travelers.

Questor Insurance provides a secure payment experience with world class website encryption and payment solutions. Customers can make payments using credit/debit cards and have the option to opt into automatic renewal of policies, which uses stored payment details for convenience. The system is designed to handle claims efficiently, ensuring reimbursements are processed swiftly, and all communications and transactions are securely managed online.

Questor Insurance offers travel insurance that is tailored to meet the needs of most travelers, with options to extend coverage for specific trips like golf, ski, cruise, or business journeys. It is essential to declare any pre-existing medical conditions when purchasing the policy to ensure coverage. The cost of travel insurance typically represents about 5% to 6% of the total trip costs. For instance, a trip costing $5,000 would have an average travel insurance cost of around $228. The premium is influenced by the selected excess, and it's important to check if it applies per policy or per person. Additionally, ensuring that the policy benefits are adequate for the intended trip and that the trip dates fall within the policy period is crucial. For those with an annual policy, it's vital to note if the policy renews during the trip. To take advantage of the cancellation cover, the policy should be purchased when booking the trip. It's advisable to carry a copy of the insurance certificate and have the emergency contact number handy for authorizing medical treatment if needed. Receipts should be kept for any potential claims, and it's recommended not to travel with expensive items unless they are covered under a different insurance policy.

Questor Insurance offers travel insurance that is designed to meet the needs of most travelers. The insurance includes a variety of options to tailor coverage to individual requirements. It is essential for travelers to have this insurance, especially since the end of the European Health Insurance Card (EHIC). The policy covers unexpected illnesses and accidents, and it is crucial to declare any pre-existing medical conditions when purchasing the policy to ensure coverage. The policy can be extended to cover specific types of trips such as golf, ski, cruise, or business trips. Benefits should be checked to ensure they are adequate for the trip, and the destination must be correctly selected. The policy excess, which can affect the premium, should be understood whether it is per policy or per person. For annual policies, the dates should align with the trip dates. To take advantage of the cancellation section, the policy should be purchased when booking the trip. Travelers are advised to carry a copy of their insurance certificate and note down the emergency contact number. It is recommended not to travel with expensive items unless they are covered under a different insurance policy, as travel insurance may not cover high-value goods.